Critical Illness Cover
Some insurers also extended there cover to paralaysis, loss of limbs, and multiple sclerosis.
Unfortunately they will never insure for AIDS of HIV however there have been exceptions, if it was say contacted by line of work in the emergency service.
CIC is often confused with IPI (Income Protection Insurance) but actually differs through method of compensation.
IPI will provide you with a decreased version of your previous income (up to 60% at most - it worked out on the basis you have enough to live on, make mortgage payments , etc ).
IPI is also sometimes referred to a Health Insurance in the UK.
If you become disabled through an accident or until you go back into work, reach retirement or die, whichever may happen to come first.
CIC will only gift you a lump some payment for you to do with as ever you please.
In some circumstances a person may be able to claim under both policies so as always read the terms & conditions.
