AT ANY TIME I will ONLY have access to Account(1) after the necessary deductions have been made.Account(2) was originally my bank account but I decided it would be easier to open a new account and have my income transfered to there than calling all my utility suppliers,changing my bank
details and waiting 28 days to see if everything had gone according to plan.By taking into account my circumstances and developing an automatic process which removes any human intervention (i.e impulse buys) near guarantees that you can:

• - Save up a sizeable amount over time with patience.
• - Repair your credit rating automatically over time and with patience
• - Still have a reasonable standard of living

The next thing for us to do now is to have a look at some of the special schemes in place to aid first-time buyers.With this information we can then get a clearer picture of how much we need to finance our purchase and how much deposit will be required.Having a clear concise target for our savings to amount to is the last ingredient to sucessful motivation - our plan will seem that ever more attainable.

Final note:
Now that I have demonstrated how we can sucessfully build and apply a savings plan that runs automatically,it is time for the individual to bite the bullet and begin finding ways to INCREASE our montly income and save the surplus .If Account(3) was an ISA for example - an account with an added investment scheme of which benefits from completely  tax-free earnings (with a limit on the amount you can deposit however) - this is one easy way
increase the value of our savings over without any additional work on our
behalf.

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